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Planning that starts from your real numbers.

Planning works better when it starts from what really happens. Monio projects where the month will end, shows what you set aside, and sets up a budget from your real spending.

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7 days free, no credit card. Then $7.99 a month.

October

Overview

Spent so far

$3,506

Likely by Oct 31

$3,954

$448 more expected by month-end.

Income
$6,250
Savings rate
44%
Monio Score
78

  • Trader Joe's

    Groceries · Amex

    -$66.30

  • Arden's SteakhousePaid back

    Food & Dining · Amex

    -$80.00

    $320.00

  • Concert ticketsYou owe Sam

    Lifestyle · Sam paid

    -$120.00

  • UniqloRefunded

    Shopping · Amex

    $0.00

    $120.00

Example figures. Try the Month to date / Projected switch.

Financial Planning

What you get.

  • Month-end projection

    See where your spending is likely to land before the month is over, and open it by category.

  • What you save

    Cash savings and investment contributions both count. If income data is incomplete, Monio says so instead of showing 0%.

  • A budget to steer by

    Monio sets up a first budget from your recent spending, never below fixed costs like rent.

How it works

Three simple steps.

  1. 01

    Connect your accounts

    Checking, savings, cards and investment accounts give the fullest picture.

  2. 02

    Check the month

    Switch between month to date and the month-end projection.

  3. 03

    Adjust as you go

    Use your budget and the projection to change course before the month ends.

FAQ

Questions, answered plainly.

Does Monio give investment advice?
No. Monio shows your own numbers. Investment choices stay with you and your advisor.
Does the projection count my rent twice?
No. A bill that already came out this month is not counted again, and one still due is added once.

More answers on the FAQ page.

Related

Keep exploring.

Try it with your own money.

Connect an account and Monio shows your month in a few minutes. 7 days free, no credit card.

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