Blog

Sharing money, counted right.

Plain-language notes on splitting rent, paying friends back and sharing costs with a partner.

  1. · 7 min read

    How to split expenses with roommates

    Split expenses with roommates: rent by room size, bills, groceries, a worked month for three, shared furniture and what to do when someone moves out.

  2. · 7 min read

    Budget for couples: a simple template

    A fill-in budget template for couples, the three common ways to set up shared money, a worked month with different incomes, and what to do when one pays more.

  3. · 6 min read

    Is Rocket Money worth it? An honest look

    What Rocket Money costs, what the free plan and Premium include, who it suits, who it doesn't, and the alternatives, from its own pages in October 2026.

  4. · 7 min read

    YNAB review: what it costs and how it works

    What YNAB is, what it costs in October 2026, how the free trial and its method work, a sample budget month, sharing, Canada, and who it suits.

  5. · 6 min read

    How to track credit card statement credits

    Statement credits should lower the purchase they cover, not count as income. A worked example with a dining and a streaming credit, plus the tricky cases.

  6. · 7 min read

    How to split costs after a group trip

    Split group trip costs in four steps: list what was shared, work out each share, net the balances and settle in as few payments as possible.

  7. · 7 min read

    Does a Venmo payback count as income?

    Why money friends pay you back is not income, how to subtract it from the original purchase, and what to do when it lands late.

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