Mint alternatives: what to use now that Mint is gone

October 14, 2026 · Updated October 22, 2026 · 6 min read · By Dilan Abey, founder of Monio

Mint shut down in March 2024, and Intuit pointed its users to Credit Karma. If you want a Mint replacement that tracks your bank and card spending automatically and gives you budgets, apps worth a look include Monarch Money, YNAB, Copilot Money, Rocket Money, Quicken Simplifi, EveryDollar, Empower, Tiller and Origin. They differ a lot on price, devices, countries and how they budget, so the right one depends on what you used Mint for. Below is what to check, one paragraph on each app (facts from each company's own site, checked in October 2026), and how to keep your old Mint history.

What happened to Mint

Mint was Intuit's budgeting app. Intuit shut it down in March 2024 and folded it into Credit Karma. Credit Karma's announcement said Mint was going away and invited Mint users over, describing its spending tracking and cash flow monitoring. It doesn't describe budgets like Mint's. If budgets are what you miss, the apps below describe them on their own sites.

What to look for in a Mint replacement

Start with how the app counts spending. Paying off a credit card is not spending, because the purchases on the card already were. Say you spent $1,500 on your card this month and paid the bill from checking. If an app counts the payment too, your month shows $3,000 of spending instead of $1,500. Moving money to savings isn't income either. Check what an app's help pages say about card payments and transfers before you trust its totals.

Next, look at what happens when money comes back. Say you paid a $200 dinner, your share was $50, and three friends sent you $150. The honest number is $50 of dining, not $200 of spending and $150 of income. A $40 refund on a $100 purchase should leave $60, not $100 of spending and $40 of income. Some apps make you fix this by hand each time.

Then check the practical things: the price after the trial, whether there's a free plan, which phones it runs on, which countries it supports, and whether a partner costs extra. Finally, if you saved your Mint export, check whether the app can read a CSV file.

Mint alternatives compared

Monarch Money

An all-in-one app for budgets, investments and net worth, on the web, iPhone, iPad and Android, for the US and Canada. You can budget with one flexible number or a limit per category. A partner gets their own login at no extra cost. Core is $14.99 a month or $99.99 a year after a 7-day free trial. Its help center explains how to import transactions from a CSV file. Monarch Money compared.

YNAB

A zero-based budgeting app: you give every dollar you already have a job before you spend it. It runs on the web, iPhone, iPad and Android, and one subscription can be shared with up to six people. It's $14.99 a month or $109 a year, with a 34-day free trial that needs no card. It imports CSV files, with a built-in converter. YNAB compared.

Copilot Money

A design-led app for iPhone, iPad, Mac and the web, for US accounts, with categories that learn from your choices and an investments tab. Its pages don't mention an Android app. It's $13 a month or $95 a year, with a one-month free trial; its terms say the trial needs a payment method. Copilot compared.

Rocket Money

Built around subscriptions and bills, for people in the US with US banks. The free plan shows your subscriptions, a bill timeline and basic budgets. Premium is "pay what you think is fair" between $7 and $14 a month and adds cancelling subscriptions for you; Premium+ is $15 a month. Its iOS and Android apps are on every plan. Rocket Money compared.

Quicken Simplifi

Quicken's app, built around a Spending Plan (income minus bills, then planned spending) and a projected cash flow chart with what-if scenarios. It covers US and Canadian banks, runs on the web, iOS and Android, and lets you share with one other person. You can import transactions from a CSV file on the web. Simplifi compared.

EveryDollar

Ramsey Solutions' zero-based budgeting app. The free plan gives you a monthly budget with manual entry. Premium is $17.99 a month or $79.99 a year, with a 14-day free trial for new users, and adds bank connection, reports and CSV export. EveryDollar compared.

Empower

A free dashboard focused on investments: net worth, a retirement planner and a fee analyzer. Its budget is a widget that compares your last 30 days of spending to a monthly amount you set. It links US institutions only, in US dollars, and runs on the web, iOS and Android. Empower compared.

Tiller

A service that feeds your bank data into your own Google Sheets or Excel file, for US customers. It's $99 a year after a 30-day free trial. Budgets live in a spreadsheet template you can change as you like, and its help center has a guide to moving Mint data into Tiller. Tiller compared.

Origin

An all-in-one app with budgets, investing, long-range forecasts and estate planning, on iOS, Android and Mac, plus the web. One subscription covers both partners: $12.99 a month or $99 a year, each with a 7-day free trial. Its help center has an article on importing Mint data. Origin compared.

Monio

A web app for the US and Canada that runs in the browser on a phone or computer; it has no app in the app stores. It leaves card payments out of spending, takes refunds and paybacks off the purchase they were for, and connects to Splitwise. It's $7.99 a month or $80 a year after a 7-day free trial, with no free plan, and a partner is $5 a month. Mint compared with Monio.

How to bring your Mint transactions.csv into Monio

Mint's export was usually a file named transactions.csv. If you downloaded it before Mint closed, you can bring it into Monio.

  1. Connect your banks and cards through Plaid first. Monio asks each bank for up to 24 months of transactions; many banks share less. Bank connections don't travel in a file, so you make them again.
  2. Open Switch to Monio, choose Mint and upload transactions.csv.
  3. Review what will come over before you apply it.

Monio brings over your categories, how each store was sorted (so the same merchant keeps landing in the same category), and your past transactions. Transactions your bank can't supply come over as history on their own account.

Say your Mint file holds 6,000 transactions from 2019 to March 2024, and your bank shares 12 months of history when you connect in October 2026. That history starts around October 2025, so none of the Mint rows overlap it, and all 6,000 come over as history on their own account. One import holds up to 8,000 transactions, and you can undo an import for 30 days.

For the full side-by-side, see our Mint comparison or the full list of comparisons.

Questions

What happened to Mint?

Intuit shut Mint down in March 2024 and folded it into Credit Karma, which invited Mint users over. Credit Karma's announcement describes spending tracking and cash flow monitoring, but not budgets like Mint's.

What is the best Mint alternative?

It depends on what you used Mint for, since replacements differ a lot on price, devices, countries and how they budget. Apps worth a look include Monarch Money, YNAB, Copilot Money, Rocket Money, Quicken Simplifi, EveryDollar, Empower, Tiller and Origin.

Is there a free alternative to Mint?

Some have a free option, as checked in October 2026. Empower is a free dashboard focused on investments, Rocket Money's free plan shows your subscriptions, a bill timeline and basic budgets, and EveryDollar's free plan gives you a monthly budget with manual entry.

Can I import my Mint data into another app?

If you saved your Mint export, usually a file named transactions.csv, check whether the app can read a CSV file. Monarch Money, YNAB and Quicken Simplifi describe importing CSV files, Tiller and Origin have help articles on bringing Mint data over, and Monio can bring in the Mint file.

See what you really spent.

Monio connects your banks, cards and Splitwise. When friends pay you back, it lowers the original purchase, so a $200 dinner you split shows as your share.