Product
One clear place to check your money.
Monio brings accounts, spending, budgets, recurring costs, and plans together so you can see what changed and get on with your day.
Accounts
$42,860 net worth
Recurring
8 costs confirmed
This month
$2,245 available
See where your money stands
Bring linked and manual accounts into one view, then see balances, investments, debts, and net worth without checking each provider.
- Connect bank, card, loan, and investment accounts through Plaid
- Add cash, property, or unsupported balances by hand
- Keep each currency separate instead of mixing totals
Your bank sign-in goes to Plaid, not Monio. Monio can read the records you link, but it cannot move your money.
Understand what changed
Review transactions, spending changes, repeat charges, and account trends from one set of checked records.
- Search, sort, rename, and correct transaction categories
- Separate transfers, refunds, bills, subscriptions, and recurring income
- Ask short questions about spending, budgets, balances, and repeat costs
AI stays off until you turn it on. It works from grouped totals, not raw transactions, account IDs, or notes.
Plan without daily upkeep
Use actual spending to set category limits, build savings plans, and check what the next month may require.
- Set monthly limits without rebuilding your whole finance routine
- Track savings targets, dates, progress, and status
- Review forecasts with the observed history shown beside them
Monio shows the source totals behind a plan or estimate. It does not make payments or change a budget for you.
Share only what you choose
Invite people you manage money with while keeping each person's access and records clear.
- Give each household member a separate sign-in
- Choose which accounts, budgets, and plans enter the shared view
- Disconnect services, export records, or request account deletion
A household member sees only the records covered by your sharing choices. Shared members cannot edit the owner's records.
Check in when you need to.
Start with the full product for seven days. No card is needed.
Start free